Loans 2026
EMI Calculator
Calculate your monthly loan EMI with a complete yearly amortization breakdown. Works for home loans, car loans, personal loans, and more.
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₹
₹1,00,000₹5,00,00,000
%
yr
Monthly EMI
₹43,391
Total Interest
₹54,13,879
Total Payable
₹1,04,13,879
Interest as % of Total
52.0%
Yearly Payment Breakdown
Loan Summary
Principal Amount₹50,00,000
Tenure20 years (240 months)
Monthly EMI₹43,391
Total Principal₹50,00,000
Total Interest Paid₹54,13,879
Total Amount Payable₹1,04,13,879
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How to Use the EMI Calculator
Enter your loan amount, annual interest rate, and tenure in years. The calculator instantly shows your EMI, total interest payable, and a year-by-year breakdown of principal vs. interest payments.
Tip: For home loans above Rs 45L under Section 80EE/80EEA, you may be eligible for additional tax deductions. The interest component of your home loan EMI (up to Rs 2L/year) is also deductible under Section 24(b) in the Old Tax Regime.