HRA Calculator India
Estimate your House Rent Allowance exemption, taxable HRA, and eligible deduction based on salary and rent paid.
HRA Exemption
₹15,000
Taxable HRA
₹0
Deduction Amount
₹15,000
HRA Calculation Details
HRA Rules Explained
House Rent Allowance (HRA) is a tax benefit available to salaried employees who live in rented accommodation. The tax exemption is calculated under Section 10(13A) of the Income Tax Act, based on your basic salary, actual HRA received, rent paid, and whether you live in a metro city.
This calculator helps you determine the exempt portion of HRA and the amount that will be taxed. It uses the official formula and displays the HRA exemption, taxable HRA, and total deduction amount clearly.
For a full tax estimate, use this along with our Income Tax Calculator and In-Hand Salary Calculator to understand your total take-home pay.
HRA Exemption Calculation
The HRA exemption is the minimum of these three values:
- Actual HRA received from your employer.
- Rent paid minus 10% of basic salary.
- 50% of basic salary for metro cities, or 40% for non-metro cities.
Once the exempt amount is calculated, the remaining HRA received becomes taxable HRA.
How to use this calculator
Enter your basic salary, HRA received, rent paid, and whether you live in a metro city. The calculator will compute your HRA exemption and taxable HRA instantly.
If you live in a metro city, use 50% of basic salary in the calculation. For non-metro cities, the limit is 40% of basic salary.
Frequently Asked Questions
Related Calculators
In-Hand Salary Calculator
Convert CTC to actual monthly take-home salary after all deductions
Calculate →PopularIncome Tax Calculator
Compare New vs Old Tax Regime for FY 2026-27 with slab-wise breakdown
Calculate →HRA Calculator
Calculate HRA exemption and taxable HRA for metro and non-metro cities
Calculate →